附上历史你案贷款利率调整表,真的是没有全,只有更全啊!
调整时间 | 六个月(含) | 一年(含) | 一至三年(含) | 三至五年(含) | 五年以上 |
2015.08.26 | 4.60% | 4.60% | 5.00% | 5.00% | 5.15% |
2015.06.28 | 4.85% | 4.85% | 5.25% | 5.25% | 5.40% |
2015.05.11 | 5.10% | 5.10% | 5.50% | 5.50% | 5.65% |
2015.03.01 | 5.35% | 5.35% | 5.75% | 5.75% | 5.90% |
2014.11.22 | 5.60% | 5.60% | 6.00% | 6.00% | 6.15% |
2012.07.06 | 5.60% | 6.00% | 6.15% | 6.40% | 6.55% |
2012.06.08 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% |
2011.07.07 | 6.10% | 6.56% | 6.65% | 6.90% | 7.05% |
2011.04.06 | 5.85% | 6.31% | 6.40% | 6.65% | 6.80% |
2011.02.09 | 5.60% | 6.06% | 6.10% | 6.45% | 6.60% |
2010.12.26 | 5.35% | 5.81% | 5.85% | 6.22% | 6.40% |
2010.10.20 | 5.10% | 5.56% | 5.60% | 5.96% | 6.14% |
2008.9.16 | 6.21% | 7.20% | 7.29% | 7.56% | 7.74% |
2008.12.23 | 4.86% | 5.31% | 5.40% | 5.76% | 5.94% |
2008.11.27 | 5.04% | 5.58% | 5.67% | 5.94% | 6.12% |
2008.10.30 | 6.03% | 6.66% | 6.75% | 7.02% | 7.20% |
2008.10.08 | 6.12% | 6.93% | 7.02% | 7.29% | 7.47% |
2007.9.15 | 6.48% | 7.29% | 7.47% | 7.65% | 7.83% |
2007.8.22 | 6.21% | 7.02% | 7.20% | 7.38% | 7.56% |
2007.7.21 | 6.03% | 6.84% | 7.02% | 7.20% | 7.38% |
2007.5.19 | 5.85% | 6.57% | 6.75% | 6.93% | 7.20% |
2007.3.18 | 5.67% | 6.39% | 6.57% | 6.75% | 7.11% |
2007.12.21 | 6.57% | 7.47% | 7.56% | 7.74% | 7.83% |
2006.8.19 | 5.58% | 6.12% | 6.30% | 6.48% | 6.84% |
2006.4.28 | 5.40% | 5.85% | 6.03% | 6.12% | 6.39% |
2004.10.29 | 5.22% | 5.58% | 5.76% | 5.82% | 6.12% |
2002.2.21 | 5.04% | 5.31% | 5.49% | 5.58% | 5.76% |
1999.6.10 | 5.58% | 5.85% | 5.94% | 6.03% | 6.21% |
1998.7.1 | 6.57% | 6.93% | 7.11% | 7.65% | 8.01% |
1998.3.25 | 7.02% | 7.92% | 9.00% | 9.72% | 10.35% |
1998.12.7 | 6.12% | 6.39% | 6.66% | 7.20% | 7.56% |
1997.10.23 | 7.65% | 8.64% | 9.36% | 9.90% | 10.53% |
1996.8.23 | 9.18% | 10.08% | 10.98% | 11.70% | 12.42% |
1996.5.1 | 9.72% | -- | 13.14% | 14.94% | 15.12% |
央行再度降息降准!央行再度降息降准!央行再度降息降准!(重要的事情说三遍)!
中国人民银行决定,自2015年8月26日起,下调金融机构人民币贷款和存款基准利率,以进一步降低企业融资成本。其中,金融机构一年期贷款基准利率下调0.25个百分点至4.6%;一年期存款基准利率下调0.25个百分点至1.75%;其他各档次贷款及存款基准利率、个人住房公积金存贷款利率相应调整。同时,放开一年期以上(不含一年期)定期存款的利率浮动上限,活期存款以及一年期以下定期存款的利率浮动上限不变。
自2015年9月6日起,下调金融机构人民币存款准备金率0.5个百分点,以保持银行体系流动性合理充裕,引导货币信贷平稳适度增长。同时,为进一步增强金融机构支持“三农”和小微企业的能力,额外降低县域农村商业银行、农村合作银行、农村信用社和村镇银行等农村金融机构准备金率0.5个百分点。额外下调金融租赁公司和汽车金融公司准备金率3个百分点,鼓励其发挥好扩大消费的作用。
想必昨天各位的朋友圈、关注的公众账号都因为上面的消息在沸腾吧!央行默默的又一次降息降准了!成了今年的第四次降息降准,九个月来的第五次,达到了历史频率,力度,也是目前贷款利息的一次了!是的,央行有刷新贷款利率底线了!
等到明年1月1号估计各位小伙伴会开怀大笑吧,同比与去年的这个时候,估计大家应该会少还200左右的利息了!分分钟物业费都存起来了!